Senior Software Engineer - Backend - Workflows & Policies *EU/UK remote* (m/f/d)

ABOUT US

The company is a modular B2B payments platform that combines commercial card issuing, payment accounts, FX, and spend management in one system, adapting to existing setups rather than requiring customers to replace them.

Businesses across industries such as travel, e-commerce, and insurance use the company to manage complex payment workflows with cards, backed by credit lines the company underwrites itself.

Fintechs and software platforms embed the company’s payment infrastructure into their own products, from API-based Cards-as-a-Service to fully white-label solutions. Banks use the company’s Card & Spend OS, the customer-facing interface, on their own infrastructure to run card programs.

Founded in 2020 and headquartered in Berlin, the company serves 5,000+ businesses and 40+ partners across Europe and the United States. A principal member of Visa and Mastercard, the company issues commercial cards in 13 currencies across 32 countries, under its own European e-money license and with licensed partners in the UK and US.

Learn more at [link for members] [link for members]

ABOUT THE ROLE

We are hiring a Senior Software Engineer, Backend, Workflows & Policies (m/f/d) to join one of our cross-functional teams of frontend and backend engineers, product managers, and designers. The team builds and maintains the solutions that put customers in control of their company spending: configurable approval policies for card requests and bank transfers, AI-assisted transaction review, and automated reimbursement of personal spend by employees, all supported by task-driven workflows across the company platform. This is high-impact, high-scale engineering at the core of a fast-growing fintech, where precision, resilience, and smart execution directly shape how money moves for thousands of organisations.

WHAT YOU’LL DO

• Conceptualise, define, and develop our banking platform.

• Ensure a scalable, maintainable, and secure microservice architecture.

• Design and evolve RESTful APIs that power both our own products and partner integrations.

• Contribute to architectural decisions and technical RFCs across the engineering group.

• Collaborate closely with product managers, designers, and frontend engineers in a cross-functional team.

• Monitor, troubleshoot, and improve the performance and reliability of production services.

• Implement unit, integration, and E2E tests.

WHAT YOU’LL BRING

• 5+ years of relevant experience with Java and Spring Boot.

• Expertise in building testable, maintainable, and extendable architecture, with care for engineering craft and the trade-offs behind technical decisions.

• Knowledge of distributed architecture patterns and antipatterns.

• Proficiency with REST APIs and solid working knowledge of relational databases (we use PostgreSQL).

• Experience with agentic programming.

• Experience with AWS and Docker.

• Bonus: experience with Terraform.

WHAT WE OFFER

• The opportunity to work in a growing team with big responsibilities that thrives on a strong exchange of knowledge and excellence

• Attractive remuneration

• Your choice of preferred OS, Windows or Mac

• Flat hierarchy and transparent communication in a relaxed, professional atmosphere

• Opportunity to develop your talent in a dynamic team with ambitious goals

• Flexibility and possibility to work remotely

• Monthly mobility benefit

• Wellhub Membership

• the company Card with monthly credit to explore the product and enjoy food with colleagues

The company is an equal opportunity employer. We welcome applications from people of all backgrounds, identities and abilities, and are committed to an inclusive hiring process. If you need any accommodations during the interview process, please let us know.

At the company we use the Ashby AI Criteria to assist with looking over resumes against our job qualifications for this role. All final decisions are made by our Talent Team and Hiring Team.

A human is behind these processes. Ashby does not automatically reject candidates or make final hiring decisions. Our teams review all results and make the final hiring decision with every candidate that applies.