Senior Product Manager

At the company, we exist for the moments that matter—giving people a clear, predictable way to pay over time, with no hidden fees, no surprises, and no tradeoffs on what matters most.

The company is reinventing credit to make it more honest and friendly, giving consumers the flexibility to buy now and pay later without any hidden fees or compounding interest. Our mission to deliver honest financial products that improve lives extends beyond borders. Consumers across the globe need safe, transparent financing. Our retail partners need the company to be there for them, wherever that might be. To help achieve this vision, we are expanding our product lines and becoming a global company.

The International product team is responsible for building and scaling the company’s products and experiences across international markets. This role focuses on consumer payments, making it easier for consumers to repay the company and ensuring payments are processed safely and cost-effectively.

As a Senior Product Manager on the International team, you will drive the strategy, execution, and growth of the company’s consumer payments products across international markets – from iterating on the product vision, refining the product strategy, developing a roadmap, and leading execution.

In this role, you will work closely with a broad set of cross functional teams across the entire business, as well as a number of engineering teams. Effective stakeholder management and ability to successfully navigate organizational dynamics are a must for success. You should be commercially minded, be high agency with a bias towards action, and comfortable having technical conversations (and opinions).

What You'll Do

• Drive the execution, growth, and scale of the company’s consumer payments products and experiences across international markets

• Take the company’s payment experiences and adapt them for international markets by understanding consumer needs and local payment preferences, analyzing performance data, and iterating on the product’s features and capabilities

• Drive success metrics by shipping high impact work and running experiments that improve the repayment experience, payment success, and processing cost

• Partner effectively with engineering teams across the organization to drive product development and prioritization

• Collaborate with stakeholders (such as Design, Research, Analytics, Finance, Partnerships, Legal, Compliance, Credit, Fraud, etc.) to shape your product roadmap and incorporate legal, governance, and regulatory oversight into your products

• Understand the company’s international consumers at a deep level: what’s important to them, what drives their decision making, why they love the company, and what they wish we could do better

• Identify and create the experiences that make it seamless for consumers to make and manage payments to the company, balancing customer needs, payment performance, cost, and risk

What We Look For

• This isn’t your first rodeo. You’ve directly managed technical software products from kick-off to post-launch, driving meaningful business impact that you can speak to

• You have experience working on consumer technology products or payments

• You’re equally comfortable diving into technical details with an engineer, iterating on a Figma with a designer, and breaking down a funnel with a data analyst

• You have the discipline, organizational skills, and interpersonal communication skills necessary to navigate complex organizational dynamics – you have specific examples of times when you’ve secured a decision from a broad group of senior stakeholders

• You’ve worked in an environment where you were reliant on engineering teams outside of your direct purview and were able to effectively influence them to prioritize and build what you needed for your product

• You’re the kind of person who cares about getting things done. You have a bias towards action and can effectively navigate obstacles and blockers

• You can turn incomplete, conflicting, or ambiguous inputs into a solid action plan

• You have direct experience shipping high-quality products on time

• You feel comfortable jumping into the commercial aspects of product development – you’re able to connect customer needs, product decisions, and business outcomes, and make clear tradeoffs across them

Pay Grade - N

Equity Grade - 5

Employees new to the company typically come in at the start of the pay range. The company focuses on providing a simple and transparent pay structure which is based on a variety of factors, including location, experience and job-related skills.

Base pay is part of a total compensation package that may include monthly stipends for health, wellness and tech spending, and benefits (including 100% subsidized medical coverage, dental and vision for you and your dependents). In addition, the employees may be eligible for equity rewards offered by the company Holdings, Inc. (parent company).

GBR base pay range per year:  £120,000–£168,000 GBP

Location - Remote UK

#LI-Remote

Remote-first with flexibility built in

The company is proud to be a remote-first company. Most roles can be done from almost anywhere within the country of employment. Some positions may occasionally require in-person work at the company office, and a few are office-based due to the nature of the work. All new hires will be invited to attend an in-person onboarding experience.

Benefits designed for you

Our benefits reflect our commitment to care, transparency, and flexibility. Here are a few highlights:

• Health coverage at no cost: We cover 100% of premiums for employees and their dependents.

• Spending stipends: Monthly stipends support your tech setup, and the ability to choose health and wellness options that are right for you.

• Time off to recharge: Flexible time off and generous holiday calendars help you rest when you need to.

• Own a piece of what you build: Our employee stock purchase plan (ESPP) lets you buy the company stock at a discount.

We’re committed to providing an inclusive interview process, including accommodations for candidates with disabilities. If you need support, we’re happy to help.

For positions based in San Francisco or Los Angeles: the company considers qualified applicants with arrest and conviction records, as required by law.

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